Frequently Asked Questions
Have more inquiries? View further FAQs.
Will this Affect My Credit in Any Way?
Can I use my credit cards while I'm registered for the program?
What Happens If I Don't Pay My Monthly Bill?
Are Programs for Debt Relief and Settlement Legal?
What Can I Do If My Creditors Break Collection Rules?
What Happens If My Creditors Sue Me?
How Does The Process Of Debt Relief Work?
The debt analysis is completely free, private, and doesn’t have any obligations. There are no up-front costs associated with joining Wisdom, either. Only when the debt has been satisfied are there any fees due. Our rates typically range from 15% to 25%, though they can change from state to state. How can Debt Relief Help Center assist me with my debts? If you have debt from credit cards, department store cards, medical expenses, private student loans, payday loans, or business debts, check out options from Debt Solutions. These debts are referred to as unsecured debts.
What Should I Say to a Calling Creditor or Collection Agency?
What Happens If I Face Legal Action from My Creditors?
Will My Forgiven Debt Be Taxable?
Who Meets the Program's Requirements?
Will I Get a Call from Debt Collectors?
Can I Handle My Creditors on My Own in Negotiations?
There may be a small number of people who can execute the work correctly, but the majority don’t have the patience or the necessary experience. The risks of performing the task incorrectly typically outweigh any advantages you would anticipate from doing it yourself. Yes, you can cut your debt by an additional 18–25% by negotiating with your creditors on your own. (Our charge ranges from 15 to 25 percent of the total debt, depending on the client’s location and level of debt.) Our skilled team of negotiators at Debt Relief Help Center has years of expertise interacting with creditors and negotiating the finest settlements. Not everyone has the knowledge we possess or wants to have ongoing conversations with their creditors.